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Don’t put off until tomorrow, what you should do today! As you may have heard it is now time for open enrollment when it comes to Medicare part C. What this means for you is that during this time. Do you have the option to switch from original Medicare which is administered by the federal government and go with a Medicare advantage plan, otherwise known as Medicare part C which will be administered by a private health insurance company. This open enrollment period has come earlier this year than it normally does. In the past open enrollment would begin approximately November 15 and go through December 31. This year it began October 15 and will go through December 7. If Medicare parts C is now what you are looking for then perhaps you need to look into a Medigap supplement plan.

Medicare supplements or Medigap plans are designed to work alongside your traditional Medicare. You have the option of enrolling in these plans when you first are enrolled in traditional Medicare at the age of 65. If you are already enrolled in a Medicare supplement plan and the policy is coming to end and you have the option of switching plans at the end of the policy period without a penalty. Medicare gap insurance is offered through private insurance carriers and there are several plans to choose from. Your best option is to contact your private insurance carrier and have them walk you through each individual plan to be sure that you’re making the decision that is just right for you based on the condition of your health. While all of the plants have the fact same coverage regardless of which carrier you choose to go with each plan will carry the day from premium rate depending on which insurance company you choose to go with. For example, rates for United healthcare Medicare supplement plans may be different than Blue Cross Blue Shield plans because of different circumstances within the company.

Medigap ins rates will be easy to compare if you call the experts at 1-800-MEDIGAP and let them walk you through the steps to help you choose the plan that is just right for you. They will help you with the application process so that it is filled out completely and correctly to avoid any delay in coverage. If you choose a Medicare advantage plan, now is the time to act so you will not miss out on the open enrollment.